The average attorney runs between $250 and $450 an hour.  The average person needs some type of legal advice or procedure about two or three times a year for conducting simple business. It doesn't take too many hours to incur a large legal bill at the rate of $250 to $450 per hour.  If there is an injury auto accident, a DUI, and undeserved moving violation, what will you do?  Are you knowledgeable enough to handle the issue on your own?  What about transferring vehicle ownership if the owner has deceased?  Do your know what to do? Are you planning to make a will or a living trust.  Prepaid legal services could save you considerable money.  Have you ever owned rental property and now do. Do you know how to take a rental deposit? Landlord legal form is a service that could be very helpful. If you have teenagers who have been falsely arrested, will you know what to do?  Criminal legal advice will be necessary.  It is becoming increasingly necessary to obtain prepaid legal services.